Free tool

IRS mileage deduction calculator

Work out your business mileage deduction at the IRS standard rate, including 2026’s mid-year change, and see roughly what it saves in tax.

Updated · General information, not tax advice

Tax year
2026 mileage deduction$8,530.00
6,000 mi × 72.5¢
$4,350.00
5,500 mi × 76¢
$4,180.00
Est. income tax saved (22%)
$1,877
Est. self-employment tax saved
$1,205
Estimated total tax saved
$3,082
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IRS standard mileage rates

PeriodBusinessMedical / movingCharity
Jan 1 – Jun 30, 202672.5¢20.5¢14¢
Jul 1 – Dec 31, 202676¢23.5¢14¢
202570¢21¢14¢
202467¢21¢14¢
202365.5¢22¢14¢

How this calculator works

  • Each period’s business miles are multiplied by that period’s IRS business rate. For 2026, miles before July 1 use 72.5¢ and miles from July 1 use 76¢.
  • Business parking and tolls are added on top, because the standard rate doesn’t include them.
  • Income tax savings use the bracket you pick. Self-employment tax savings use 15.3% of 92.35% of the deduction, which applies while your earnings are under the Social Security wage base.
  • It ignores state tax, the qualified business income deduction, and credits, so treat the savings figure as a ballpark.

Need the rules behind the numbers? Read the 2026 mileage rate guide and what your mileage log needs.

Estimates only, not tax advice. Rates from IRS Notice 2026-10, Announcement 2026-11, and prior-year IRS notices.

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